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1. #PERSONAL BUDGET WORKSHEET EXCEL HOW TO#
2. #PERSONAL BUDGET WORKSHEET EXCEL PDF#
3. #PERSONAL BUDGET WORKSHEET EXCEL FULL#
4. #PERSONAL BUDGET WORKSHEET EXCEL FREE#

Consequently, list the amount you use on groceries, salon, toiletries, laundry, and cosmetics in this section. When not using your vehicle, then remember to put down the ridesharing costs, cab fare, and other public transportation expenses.Īs for health expenses, take into account the regular out-of-pocket costs such as prescription drugs or over-the-counter medicine, payroll deductions for dental, health and vision coverage, as well as dentist and doctor bills.Īnything you spend money on for your personal care falls under daily living expenses. Therefore concerning transportation expenses, if you own a car, then you should list any fuel costs, vehicle maintenance and repair expenses, and insurance premiums. You might have noticed that most people when searching for a house, look for one that is close to their place of work because they know that transportation costs can dent their pockets. Such expenses comprise rent, utility bills, maintenance costs that include landscaping and gardening, and repair expenses such as fixing the plumbing system. You can also refer to them as household expenses because they are the cost of ensuring your house runs smoothly. You should, therefore, ensure that your template has the categories outlined below: As you set up your next month’s budget, you can take a look at how the small decisions you make impact your finances six months down the road.There is no specific rule that we must follow for excellent budgeting there are certain elements that will make any budget template ideal. But what I like best about PocketSmith is the future forecasting. This tool makes it easy to import your financial data and take a look at your spending habits across the board. You should also take a look at PocketSmith. Best of all, you can try it out for 34 days for free, which is more than enough time to see a difference in your budgeting habits.

#PERSONAL BUDGET WORKSHEET EXCEL FULL#

YNAB’s reporting tools will help you monitor how you’re doing and show you your full financial picture. You’ll simply set goals and log your spending throughout the month. If this spreadsheet doesn’t fit your needs, You Need A Budget (YNAB) has a more extensive budgeting solution that is sure to kick your budget into gear. Sticking to a budget is hard, but you’ve got this! Adjust the numbers and start fresh next month. Don’t get discouraged - If you do go over one month, don’t let it discourage you.Adjust as needed - If you need to spend more in one category, reduce the amount in another category to make sure you stay on track.Check in each week - Check in with your remaining totals at the start of each week and identify areas where you might need to cut back.If you miss a day, jump right back in the next day and log both days. Track your spending - Log your spending every day.Start each month with a review - At the beginning of the month, review the money you have for each category and adjust your spending accordingly.Here are a few tips to help you get started: Once you have your spreadsheet set up, it’s important to put it to work for you. Sound about right? Then this one-page, super-simple worksheet is for you. If you don’t want to spend a lot of time with your budget, sometimes all you need is a quick chart to jot down about what you’ll spend each month. xlsx, try right-clicking the link and selecting ‘Save Link As.’ĭownload for old versions of Excel 97-2003 (.xls) This spreadsheet for Excel 97-2003 or 2007 automatically calculates how much you have left to spend in your monthly budget categories as you input spending on a calendar-like grid.

#PERSONAL BUDGET WORKSHEET EXCEL FREE#

The original free budget spreadsheet (version 2)

#PERSONAL BUDGET WORKSHEET EXCEL PDF#

#PERSONAL BUDGET WORKSHEET EXCEL HOW TO#

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